By Michael Pakaluk, The Catholic Thing - One way of getting at what is objectionable in certain forms of individualism is to think about our lives in relation to debts... A debt is something definite owed to another. When someone owes us something, and is able to repay, but does not repay, then the question forces itself upon us: should we press somehow a case against this person... or should we simply “write off” the debt, forgiving it?