By John Horvat, II, The Stream - The modern mantra is that all students need to attend university. Thus, young people continue to enter colleges in droves. As a result, they pile up massive amounts of debt, which they owe mainly to the federal government. Such student debt now stands at an astounding $1.4 trillion and growing.... Legislators do students no favors by shielding them from misfortune that is part of life. College students should not be put into a system that treats them like children.